Bank transfer is a commonly used international transfer method, which refers to the transaction of the sender through the bank to transfer a certain amount of money from their bank account to the recipient’s bank account. Bank transfer can be widely used in international trade and personal cross-border transfer.

Bank transfer is mainly divided into two methods of transfer and transfer. Transfer refers to the sender through the bank, will transfer the specified amount of money from their account to the recipient's bank account. Transfer is the fastest, safest and convenient way of transfer, usually within a few working days can be transferred to the account. and transfer refers to the sender through the bank, to the recipient to send a ticket, allowing the recipient to receive the transfer to the specified bank. Transfer time is relatively long, usually takes several weeks to get to the account.

Bank transfers play an important role in international trade. For exporters, after receiving bank transfers from importers, exporters can start delivery; for importers, only after sending money to exporters, they can get the goods they need. Bank transfers are also a common way of personal cross-border transfers, such as buying goods abroad or paying tuition fees abroad.

When carrying out bank transfers, you need to pay attention to the following points: first, to choose a trusted bank or transfer agency to send money to ensure the security of the transfer; second, to fill in the correct transfer information, including the recipient's account information, the amount of the transfer, the purpose, etc., to avoid the error of the transfer; finally, to pay attention to the transfer fees and exchange rates related fees, so as not to cause unnecessary losses.

In short, bank transfers are an important payment method in international trade and personal cross-border transfers, and you can ensure the safety and smoothness of transfers by selecting a trusted bank or transfer agency, correctly filling in the transfer information and paying attention to the details of fees.